Not sure where to start?
Start with the one that sounds like you.
You don't need all four. Pick the one closest to where you are right now.
→
Buying your first home and don't know step one? Start with the First-Time Buyer Roadmap.
→
Self-employed or 1099? Grab the Self-Employed Buyer's Guide.
→
Served in the military? Read The VA Home Loan Guide.
→
Not sure at all? Take the 2-minute "Am I ready to buy?" self-check — no credit pull.
01
Start here
EN + ES · 2 pages
First-Time Buyer Roadmap
The whole journey, one step at a time.
What's inside
- The 6-step path from first call to keys
- A "have these ready" checklist worksheet
- What actually happens after you reach out
For: anyone buying their first home who isn't sure where to begin.
Read the guide →
Opens in your browser · bilingual · printable
Interactive · EN + ES
Am I Ready to Buy?
A 2-minute self-check.
What's inside
- 9 quick "sounds like me" questions
- An honest readiness score, instantly
- Your tailored next step — no credit pull
For: anyone quietly wondering "could that be me?"
Take the self-check →
Interactive · nothing saved · no email
EN + ES · 2 pages
Self-Employed Buyer's Guide
More docs, not more judgment.
What's inside
- How self-employed income is really viewed
- The exact document folder to start now
- The write-off trade-off to know before tax time
For: business owners, 1099 earners, and freelancers.
Read the guide →
Opens in your browser · bilingual · printable
02
Programs & paths
EN · 2 pages
Your Home Equity Guide
Tapping what you've built, without the jargon.
What's inside
- HELOC vs cash-out refi, in plain language
- Draw period vs repayment & what affects how much
- An "is a HELOC right for me?" question worksheet
For: homeowners weighing how to put their equity to work.
⚖ Reg Z A HELOC is secured by your home; terms & eligibility change and aren't guaranteed — education, not a commitment to lend.
Read the guide →
Opens in your browser · printable
EN · 2 pages
The USDA Rural Home Loan Guide
A zero-down path more buyers qualify for.
What's inside
- How "rural" is broader than most people think
- Property-location & household-income eligibility, simply
- A "could USDA fit me?" self-check worksheet
For: buyers eyeing rural or suburban-edge areas who want a low-barrier path.
⚖ Reg Z Location & income eligibility change and aren't guaranteed — this is education, not a commitment to lend.
Read the guide →
Opens in your browser · printable
EN · 2 pages
The VA Home Loan Guide
The benefit you earned, in plain language.
What's inside
- Why often no down payment & no monthly mortgage insurance
- The Certificate of Eligibility & the one-time funding fee
- An "is the VA loan right for me?" self-check
For: veterans, active-duty, Guard/Reserve & eligible spouses.
⚖ Reg Z Eligibility & entitlement vary — education, not a commitment to lend or a promise you qualify. Not affiliated with or endorsed by the VA.
Read the guide →
Opens in your browser · printable
EN · 2 pages
Down-Payment Help in Virginia
The myth that keeps families renting.
What's inside
- Why you probably don't need 20% down
- How Virginia Housing programs & gift funds can work
- A "could this be you?" self-check worksheet
For: Virginia buyers who've been told they can't afford the down payment.
⚖ Reg Z Program availability & eligibility change and aren't guaranteed — education, not a commitment to lend. Not affiliated with or endorsed by Virginia Housing.
Read the guide →
Opens in your browser · printable
03
Meet Amare
EN + ES · 1 page
Meet Amare — One-Pager
Who I am & how I help.
- Amare's story, in plain language
- Who I help: FTHB · FHA · ITIN · self-employed
- What working with me looks like
04
Talk it through
Want me to walk you through one?
These are yours free, no strings. But a guide can't answer your specific questions — I can. Text me which one you downloaded and we'll talk it through. Mándame un mensaje y lo platicamos, en tu idioma.