PREVIEW — sample realtor partner page for review · not yet public · noindex
For Charleston Real Estate Agents

A lending partner who makes you look good.

Clean files. Clear communication. On-time closings.

I'm Debbie Haberny — an experienced loan officer at CMS Mortgage serving Charleston and the Lowcountry. When you trust me with your buyer, I treat them like family and your reputation like it's my own. Bienvenidos — atiendo a sus clientes en inglés y español.

NMLS# 2011652 Bilingual · English & Español VA · FHA · First-time buyers RESPA §8 compliant
The reality

You spent months earning your client's trust. The fastest way to lose it? A loan that goes sideways — surprise conditions, radio silence, a closing date that slips. With a VA or first-time buyer, the stakes feel even higher.

The lender you recommend is a reflection of you. When the loan is smooth, your buyer remembers you made it easy. When it's a mess, they remember that too — and so does everyone they talk to.

So let's make sure every buyer you send me becomes your best referral source.

01

What you can count on

Promises, not buzzwords. Hold me to them.
Updates you don't chase You hear from me at every milestone — not just when there's a problem.
Files that close on time Honest expectations up front, then I protect the date like it's mine.
Bilingual reach English & Spanish opens more of the Charleston and Lowcountry market for your business.
02

What your buyer gets with me

Cared-for buyers make calm deals — and loyal clients for you.

Patience & plain language

First-time and nervous buyers get the process explained, not rushed. A calm buyer keeps your transaction calm.

A broker's options

More products and more paths to "yes" — VA, FHA, conventional, and first-time programs. Fewer dead ends for your client.

The VA benefit, done right

With Joint Base Charleston nearby, veterans and military families deserve a loan officer who knows VA cold — and treats the benefit they earned with the care it's owed.

Start-to-finish ownership

Your client works with me the whole way — not a 1-800 call center. One name, one point of contact, every step. Spanish-speaking families get the same care, start to finish.

03

How we partner — the right way

Protecting both our licenses, by the book.
RESPA §8 · the right way

I build agent partnerships through honest service and clear communication. If we ever do shared marketing or events, costs are split at fair market value, pro-rata, and reviewed for compliance first. I never pay for — or exchange anything of value for — referrals. That's not just ethics; it's federal law (RESPA Section 8), and it keeps both of us safe.

04

Take it with you

A quick one-pager, plus the deeper partnership guide.
Your Lending Partner in Charleston · 1-pager The quick version — what you get, what your buyer gets, and the RESPA-clean way we work together.
Partner with Debbie · Agent Guide RESPA §8 The deeper 2-page guide — what your buyers get, plus the full RESPA-clean co-marketing menu and how to start.

Let's grab a coffee.

Fifteen minutes on how I can make your next closing easier — and your buyers happier. English or Spanish.