Meet Jessica Mayorga · Loan Officer · CMS Mortgage Solutions

Reach me — pick whatever's easiest

Call or text(757) 806-0399

EmailJMayorga@cmsmtgsolutions.com

When you're readyStart your application →

I can help you sort out your first question before you start an application. Llámame o escríbeme — hablo español.

Who I am

I make room for your family, your questions, and your language.

I'm Jessica Mayorga, a loan officer at CMS Mortgage Solutions. My focus is FHA home-loan guidance in Hampton Roads, especially Norfolk. I also explain VA options for eligible borrowers. I help you understand what to ask before choosing a loan.

I start with what matters to your household. If you are a military spouse planning a move, you can begin by asking questions and gathering documents. I can explain what needs review and who needs to participate. Being a military spouse does not by itself establish VA loan eligibility.

I can discuss your home-loan questions in English or Spanish. Tell me which language feels more comfortable. I will explain the documents I request and leave space for follow-up questions. Your family does not need to learn every mortgage term before contacting me. I'm here to help. Aquí estoy para ti.

How I help

I start with FHA education and explain VA options next.

FHA in plain terms Program terms vary

I explain FHA requirements, mortgage insurance, and the documents a lender reviews. We can discuss how those pieces relate to your plans before deciding what to explore further.

VA questions for military households

I can explain VA eligibility and the Certificate of Eligibility. I will also explain why that certificate is only one part of the loan review. Spouse status alone does not establish eligibility.

Military spouses: begin here Program terms vary

You can start a conversation while your family plans a move. I can help you make a document list and discuss timing. I will explain any requirements for another person’s participation or authorization.

Questions in English or Spanish

I can explain loan terms in the language you prefer. Ask me to repeat a point or walk through a document request. Se habla español.

My FHA and VA guidance is educational and depends on lender review. This is not a commitment to lend. FHA and VA content is not endorsed by or affiliated with any government agency. All loans require credit, income, and property review.

How it works

How I help you get started.

I begin with your plans, then explain what needs review.

Tell me about your plansI will ask about your Norfolk or Hampton Roads home search, family timing, and preferred language. You can bring just one question.

Build a document list with meI explain which income, savings, and identity documents may be needed. Please ask me how to share them securely.

Review the next decisionI explain lender requests and the steps ahead as your file moves through review. We can revisit anything that feels unclear.

What would you like to understand first?

Ask me about FHA, VA, or getting ready to buy in Norfolk. I can talk with you in English or Spanish, even if your move is still months away.

Start your application Call or text (757) 806-0399