PREVIEW — sample realtor partner page for review · not yet public · noindex
For Phoenix Real Estate Agents

A lending partner who makes you look good.

FHA questions. Clear preparation. A next step together.

I'm Kimberly Davalos-Perez, a loan officer at CMS Mortgage. I help first-time buyers in Phoenix understand FHA and get ready to shop. I make room for questions about paperwork, business income, and life in the Valley. Aquí para tu familia — here for your family, in English or Spanish.

NMLS# 1707925 Bilingual · English & Español FHA · First-time · Get-ready · Self-employed RESPA §8 compliant
The reality

You spent months earning your client's trust. The fastest way to lose it? A loan that goes sideways — surprise conditions, radio silence, a closing date that slips.

The lender you recommend is a reflection of you. When the loan is smooth, your buyer remembers you made it easy. When it's a mess, they remember that too — and so does everyone they talk to.

I want every buyer you connect with me to feel heard and understand the next step.

01

What you can count on

Promises, not buzzwords. Hold me to them.
Updates you don't chase You hear from me at every milestone — not just when there's a problem.
Clear expectations from the start I explain the review steps and keep you informed as the file moves forward.
Bilingual reach I answer homebuying questions in English or Spanish, at the buyer’s pace.
02

What your buyer gets with me

Cared-for buyers make calm deals — and loyal clients for you.

FHA & the first-time path

I help first-time buyers in Phoenix understand FHA, the documents to gather, and the questions to ask before shopping. I explain one step at a time.

Get-ready coaching

I help buyers turn questions about credit, savings, and paperwork into a starting list. We can prepare for a lender review before the home search gets busy.

Self-employed buyers

I help buyers organize business records and questions about changing income. I explain what the lender needs to review without predicting the decision.

Phoenix and the Valley

I help buyers think through homeownership costs and how a home fits their daily routine in the Valley. I keep the conversation practical. En inglés o en español.

03

How we partner — the right way

Protecting both our licenses, by the book.
RESPA §8 · the right way

I build agent partnerships through honest service and clear communication. If we ever do shared marketing or events, costs are split at fair market value, pro-rata, and reviewed for compliance first. I never pay for — or exchange anything of value for — referrals. That's not just ethics; it's federal law (RESPA Section 8), and it keeps both of us safe.

04

Take it with you

A quick one-pager, plus the deeper partnership guide.
Your Lending Partner in Phoenix · 1-pager The quick version — what you get, what your buyer gets, and the RESPA-clean way we work together.
Partner with Kimberly · Agent Guide RESPA §8 The deeper 2-page guide — what your buyers get, plus the full RESPA-clean co-marketing menu and how to start.

Let's grab a coffee.

I’d love fifteen minutes to talk about helping your first-time buyers prepare, understand FHA, and ask questions. English or Spanish.