Kristen Genovese · Free Guides

Free Home-Buying Guides

Plain-English, no-pressure, and actually useful. Yours to keep.

Four short guides I made for Hampton Roads buyers — the real steps, the honest answers, and a fillable worksheet in each one. Tap Open guide and it opens right in your browser — print or download it from there. No form wall, no spam.

4 guides Fillable worksheets inside Free
Not sure which one?

Start with the guide that sounds like you →

Buying your 1st?The First-Time Buyer Roadmap — the whole path on one page, plus a get-ready checklist.
You've served?The VA Home Loan Guide — the benefit you earned, explained plainly.
Self-employed?The Self-Employed Mortgage Guide — how to get your real income counted.
Short on cash?Virginia Down-Payment Help — assistance you may not know exists.
01

The guides

The Hampton Roads First-Time Buyer Roadmap For first-time buyers What's inside
  • The whole buying path — 6 steps, on one page, in plain English
  • A fillable get-ready checklist + "Am I ready?" gut-check
  • The honest truth about down payments and credit scores
Educational only · not a commitment to lend
Open guide Opens in your browser · print & save inside
02

Programs & paths

The VA Home Loan Guide For military & veteran families What's inside
  • How the VA benefit actually works + its biggest advantages
  • The Certificate of Eligibility, explained — and the myths busted
  • A VA readiness checklist to gather before you talk to anyone
Eligibility varies · VA-determined · not gov't-affiliated
Open guide Opens in your browser · print & save inside
The Self-Employed Mortgage Guide For business owners & 1099 earners What's inside
  • How lenders really read self-employed income (the write-off paradox)
  • Bank-statement loan options for the right borrower
  • A document checklist that gets you to "yes" faster
Program eligibility varies · subject to review
Open guide Opens in your browser · print & save inside
Virginia Down-Payment & Buyer Help For buyers worried about cash What's inside
  • What assistance exists — and who it's actually for
  • Common program types (down-payment help, grants, tax credits)
  • A fillable eligibility worksheet to see if it's worth exploring
Programs change · eligibility & limits apply
Open guide Opens in your browser · print & save inside

Want all four sent to your phone?

Text GUIDES to (201) 486-2244 and I'll send the whole set — plus I'm around if a question comes up while you read. No pressure, ever.

Text "GUIDES" to Kristen