◆ PREVIEW — sample guides library for review · not yet public · noindex
CMS Mortgage · Jordan Rivera · Phoenix

Free Buyer Guides

Plain-language. Bilingual. Yours to keep — no form required.

Four short guides I made for Phoenix families — the things I wish every buyer knew before we talk. Download any one free, fill in the worksheet, and bring your questions. Cuatro guías cortas para las familias de Phoenix. Descárgalas gratis, en español e inglés.

7 free resources English + Español Fillable worksheets No form to download
Not sure where to start?

Start with the one that sounds like you.

You don't need all four. Pick the one closest to where you are right now.

Buying your first home and don't know step one? Start with the First-Time Buyer Roadmap.
Worried about the down payment? Read Down-Payment Help in Phoenix.
Self-employed or 1099? Grab the Self-Employed Buyer's Guide.
¿Tienes ITIN? Empieza con la Guía para Comprar Casa con ITIN.
Not sure at all? Take the 2-minute "Am I ready to buy?" self-check — no credit pull.
01

Start here

EN + ES · 2 pages

First-Time Buyer Roadmap

The whole journey, one step at a time.
What's inside
  • The 6-step path from first call to keys
  • A "have these ready" checklist worksheet
  • What actually happens after you reach out
For: anyone buying their first home who isn't sure where to begin.
Read the guide →
Opens in your browser · bilingual · printable
EN + ES · 2 pages

Self-Employed Buyer's Guide

More docs, not more judgment.
What's inside
  • How self-employed income is really viewed
  • The exact document folder to start now
  • The write-off trade-off to know before tax time
For: business owners, 1099 earners, and freelancers.
Read the guide →
Opens in your browser · bilingual · printable
Interactive · EN + ES

Am I Ready to Buy?

A 2-minute self-check.
What's inside
  • 9 quick "sounds like me" questions
  • An honest readiness score, instantly
  • Your tailored next step — no credit pull
For: anyone quietly wondering "could that be me?"
Take the self-check →
Interactive · nothing saved · no email
02

Programs & paths

EN + ES · 2 pages

Down-Payment Help in Phoenix

The myth that keeps families renting.
What's inside
  • Why you probably don't need 20% down
  • How assistance & gift funds can work
  • A "could this be you?" self-check worksheet
For: anyone who's been told they can't afford the down payment.
⚖ Reg Z Program availability and eligibility change and aren't guaranteed — this is education, not a commitment to lend.
Read the guide →
Opens in your browser · bilingual · printable
ES + EN · 2 páginas

Guía: Comprar Casa con ITIN

Sí, se puede. En tu idioma.
Qué incluye · What's inside
  • Qué es un préstamo con ITIN y para quién
  • Los documentos para empezar (checklist)
  • Cómo trabajamos juntos, paso a paso
Para: familias que usan un ITIN y quieren comprar casa.
⚖ Reg Z Las opciones varían según el prestamista; no es un compromiso de préstamo ni asesoría legal o migratoria.
Leer la guía →
Se abre en tu navegador · bilingüe
EN + ES · 2 pages

The FHA Buyer's Guide

The flexible loan, demystified.
What's inside
  • What FHA actually is — and the myth to drop
  • FHA vs conventional in plain language
  • An "is FHA worth a look?" self-check
For: first-time & returning buyers exploring a flexible path.
⚖ Reg Z Eligibility, mortgage insurance & down payment vary — not a commitment to lend or a promise of approval.
Read the guide →
Opens in your browser · bilingual · printable
03

Meet Jordan

EN + ES · 1 page

Meet Jordan — One-Pager

Who I am & how I help.
  • Jordan's story, in plain language
  • Who I help: FTHB · FHA · ITIN · self-employed
  • What working with me looks like
04

Talk it through

Want me to walk you through one?

These are yours free, no strings. But a guide can't answer your specific questions — I can. Text me which one you downloaded and we'll talk it through. Mándame un mensaje y lo platicamos, en tu idioma.